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Citibank Careers

Banking arm of Citigroup Inc. (NYSE: C), a global financial services company with major institutional and service operations in India.

citi.com

About the company

Legal name

Citibank, N.A. (National Association)

CEO

Jane Fraser, Chair and CEO of Citigroup

CFO

Gonzalo Luchetti

Founded

1812 (as City Bank of New York); parent Citigroup Inc. formed 1998

Employees

About 229,000 (Citigroup, 2024)

Industry

Banking and financial services

Listed on

Parent Citigroup Inc. on NYSE under ticker C

Headquarters

New York City, U.S. (388 Greenwich Street)

Citibank, N.A. is the consumer and institutional banking arm of Citigroup Inc. (NYSE: C), a New York-based financial services company. Citibank was founded in 1812 as the City Bank of New York, while the modern Citigroup parent was formed in 1998. Citigroup reported revenue of about US$81.14 billion for fiscal year 2024 and employs roughly 229,000 people worldwide.

Citigroup is led by Jane Fraser, who serves as both Chair and CEO after the roles were combined in October 2025. Gonzalo Luchetti is Chief Financial Officer, and Sunil Garg is CEO of Citibank, N.A. and Head of North America. Citigroup carried a market capitalization of roughly US$222.83 billion.

In India, Citi retains institutional banking and large global service operations after selling its India consumer-banking business to Axis Bank in 2023. K. Balasubramanian is Chief Executive Officer of Citi India. Citi runs Citi Solution Centers in Mumbai, Chennai, Pune, Bengaluru and Gurugram, providing technology, operations, analytics, finance and risk services for the group's institutional clients.

Key People

Jane Fraser

Chair and CEO, Citigroup

Gonzalo Luchetti

Chief Financial Officer, Citigroup

Sunil Garg

CEO of Citibank, N.A. and Head of North America

K. Balasubramanian

Chief Executive Officer, Citi India

Photos

Citibank workplace 1

Interview process at Citibank

(1,848 interviews)

Interview experience

Good (7/10)

Interview difficulty

Medium

Interview process length

About a week

Overall experience

PoorExcellent
EasyDifficult

About a day or two16%
About a week50%
About a month20%
More than one month15%

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Citibank Interview Questions & Answers

Q: What is a Full Join?

A: A full join (full outer join) returns every row from both tables, matching rows where the join condition holds and filling the missing side with NULLs where there's no match. It effectively combines the results of a left join and a right join.

Answer by AI
  • Define it: returns all rows from both tables, matched where possible.
  • Contrast with inner join (only matches) and left/right join (one full side).
  • Give a short example, such as merging two customer lists to keep every record.

Q: What is the difference between SQL and NoSQL databases?

A: SQL databases are relational, use fixed schemas and tables, and are strong on ACID transactions. NoSQL databases store data as documents, key-value pairs, wide columns or graphs, scale horizontally, and trade strict schemas for flexibility and speed at large volume.

Answer by AI
  • SQL: relational, schema-based, ACID, great for structured transactional data.
  • NoSQL: flexible schema, horizontal scaling, good for unstructured or high-volume data.
  • Close by tying the choice to the use case rather than calling one better.

Q: Would you be comfortable working with legacy code?

A: Say yes and back it with approach. Explain that you'd read the existing code and docs first, add tests before changing anything, make small reviewable changes, and keep stakeholders informed rather than rewriting everything at once.

Answer by AI
  • Signal willingness: legacy work is normal in banking systems.
  • Show method: understand it, add tests, change incrementally, avoid risky rewrites.
  • Mention a past example where you improved or maintained older code.

Q: Where do you see yourself in 5 years?

A: Frame growth that fits the role. Talk about deepening technical skills, taking on more ownership and mentoring, and growing into a senior individual contributor or a lead within the team, while staying aligned with the bank's direction.

Answer by AI
  • Show ambition tied to the role, not a jump to an unrelated job.
  • Mention skill growth plus more responsibility or leadership over time.
  • Keep it honest and specific rather than a scripted answer.

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Citibank Salaries in India (Updated 2026)

Software Engineer

Company-wide average

₹14,24,653/yr (avg)

23 Salaries submitted

Senior Software Engineer

Company-wide average

₹21,57,530/yr (avg)

14 Salaries submitted

Application Developer

Company-wide average

₹20,56,427/yr (avg)

6 Salaries submitted

Java Developer

Company-wide average

₹21,90,508/yr (avg)

5 Salaries submitted

Programmer Analyst

Company-wide average

₹15,52,306/yr (avg)

7 Salaries submitted

Software Engineer C10 (entry, total comp median)

Median total comp

₹1.79M to ₹2.54M (median ₹21.6L total comp)

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Benefits

Medical / health insurance
Dental insurance
Vision insurance
Disability insurance (short-term 100% pay up to 13 weeks)
Employee Assistance Program
Fertility assistance up to $24,000
Gym / wellness reimbursement
Life insurance up to $200,000
401k with 100% match on first 6% of base salary (US)
Transit / transport allowance
16 weeks paid parental leave for all new parents (global policy)
Additional 8 weeks paid recovery leave for birthing parents (24 weeks total)
Two weeks paid family care leave annually
Paid time off (15 vacation days plus 5 sick days, US-published)

Latest News & Updates

July 17, 2026

Citi eliminates 7,000 roles and automates 100-plus processes

Citi has cut about 7,000 roles since Q4 2025, including 5,000 in Q2 2026, and has identified more than 100 processes for automation as part of a structural efficiency drive, spending roughly $800 million on severance so far in 2026. The bank also plans about $5 billion in incremental investment across banking, wealth and prime finance through 2026 to 2028.

#layoffs #automation #restructuring

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May 25, 2026

Citi accelerates Asia wealth expansion with hiring push

Citi plans to hire around 100 private bankers globally plus nearly 400 additional specialists, with a substantial share of recruitment concentrated in Asia as the region generated close to 35% of Citi's global wealth revenues in 2025.

#wealth #hiring #asia

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May 15, 2026

Citi to boost Asia-Pacific prime brokerage staff by 10%, focused on India and Singapore

Citi said it will grow its APAC prime brokerage headcount by about 10% by end of 2026, hiring client-facing and technology roles in India and Singapore as it targets prime balances above $700 billion by 2028, up from roughly $450 billion in 2025.

#india #markets #hiring

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October 28, 2025

India on track to become Citi's second-largest workforce globally

Citi's India Service Centers employ about 33,000 people across Chennai, Pune, Bengaluru and Mumbai, and CEO of the India subcluster K Balasubramanian said India is set to become the bank's second-largest employer worldwide as the Banamex divestment reshapes global headcount.

#india #gcc #growth

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September 26, 2025

Citigroup shifts about 1,000 tech jobs to India

Citi moved close to 1,000 technology positions to India as part of a global restructuring to simplify operations, with the roles absorbed by its business-support centres in Bengaluru, Chennai, Pune and Mumbai, following cuts to tech roles in China.

#india #technology #jobs

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Citibank FAQ

Citibank, N.A. is the consumer and institutional banking arm of Citigroup Inc. (NYSE: C), a New York-based financial services company founded in 1812 as the City Bank of New York.