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Analytics and decision management software company behind the FICO Score, with its largest engineering site in Bengaluru

fico.com

About the company

Legal name

Fair Isaac Corporation (India entity: Fair Isaac India Software Private Limited, CIN U72200KA2003PTC032938)

Chairman

Braden R. Kelly

Founded

1956 (Bengaluru office opened 2003)

Industry

Analytics software, credit scoring and decision management

Employees

3,811 globally (2025), about 1,300 in Bengaluru

Revenue (FY25)

$1.99 billion for the fiscal year ended September 2025. The India entity reported Rs 684.94 crore for FY2025

Market Cap

$28.33 billion (July 2026)

Listed on

NYSE: FICO

FICO, legally Fair Isaac Corporation, is an American analytics software company founded in 1956 by Bill Fair and Earl Isaac. It's listed on the New York Stock Exchange as FICO and headquartered in Bozeman, Montana. The company is best known for the FICO Score, the consumer credit risk measure that became the standard yardstick for US lenders after Fannie Mae and Freddie Mac adopted it for mortgage qualification in 1995. Beyond scores, FICO sells decision management, fraud detection, and originations software to banks, insurers, retailers, telcos, and healthcare firms in more than 80 countries.

The business splits into two reported segments: Scores and Software. In the second quarter of fiscal 2026, which ended March 31, 2026, revenue reached $691.7 million, up 39% year on year, with Scores contributing $475.0 million and Software contributing $216.7 million. Net income was $264.5 million, or $11.14 per share. Full fiscal year 2025 revenue was $1.99 billion and the company employed 3,811 people. Market capitalisation sat at roughly $28.33 billion in late July 2026.

In India, the company operates through Fair Isaac India Software Private Limited, incorporated on 28 November 2003 and registered with the RoC in Bengaluru under CIN U72200KA2003PTC032938. Its registered office is the Titanium Building on Airport Road, Kodihalli. FICO says the Bengaluru site, opened in 2003, is now its largest office worldwide, with about 1,300 engineers, data scientists, and technologists making up over a third of the global workforce. There's also a commercial office in Mumbai, and the India entity reported turnover of about Rs 684.94 crore for FY2025.

Key People

Will Lansing

Chief Executive Officer

Steve Weber

Executive Vice President and Chief Financial Officer

Nikhil Behl

President, Software

Rich Deal

Executive Vice President and Chief Human Resources Officer

Photos

FICO workplace 1

Interview process at FICO

(Based on 16 interview reports from candidates in India)

Interview experience

6 out of 10

Interview difficulty

Medium

Interview process length

About a week

Overall experience

PoorExcellent
EasyDifficult

How long the process takes

About a day or two25%
About a week44%
About a month19%
More than one month13%

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FICO Salaries in India (Updated 2026)

Senior Software Engineer

Reported average, all experience levels

₹17,62,003 per year

21 salaries reported Salaries submitted

Software Engineer

Reported average, all experience levels

₹13,10,427 per year

7 salaries reported Salaries submitted

Software Quality Assurance Engineer

Reported average, all experience levels

₹13,87,956 per year

6 salaries reported Salaries submitted

CyberSecurity Engineer

Reported average, all experience levels

₹12,85,467 per year

11 salaries reported Salaries submitted

DevOps Engineer

Reported average, all experience levels

₹14,45,264 per year

7 salaries reported Salaries submitted

Lead Engineer

Reported average, all experience levels

₹17,32,636 per year

7 salaries reported Salaries submitted

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Benefits

Wellness program with online wellness education and coaching plus quarterly cash wellness awards
Family Building Benefits Program with free access to a virtual clinic for women and families
Medical, dental and life insurance, plus a Health Savings Account
On-site mother's room
Competitive base pay, with every colleague on a formal incentive plan
Employee Stock Purchase Program with purchase price discounts
SPOT award program for peer-to-peer recognition
401(k) with a 50% match on the first 5% of base salary (US plan)
Relocation bonus
Paid time off covering vacation and personal days
Maternity and paternity leave
Flexible work arrangements to support work-life balance
Tuition reimbursement of up to $5,000 per calendar year for degree or certificate programs
FICO Learning with self-directed study, online learning and live facilitated training
Internship and graduate programs with hands-on assignments and personalised mentorship
Employee resource groups including Women@FICO, FICO Women Leaders, Out@FICO and FICO Cares

Latest News & Updates

July 15, 2026

FICO sets July 29 date for third quarter fiscal 2026 results

Fair Isaac said it will report Q3 FY2026 financial results on July 29, 2026 after market close, with a conference call at 5:00 p.m. Eastern.

#Earnings #FICO #InvestorRelations

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June 8, 2026

FICO authorises $2 billion buyback and draws $1.5 billion term loan

The board approved a new stock repurchase program of up to $2.0 billion. FICO also amended its credit agreement for an incremental $1.5 billion term loan to fund an accelerated share repurchase with Wells Fargo.

#Buyback #CapitalAllocation #FICO

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May 21, 2026

FICO marks 70 years and launches its Hello, Future campaign

At FICO World 2026 in Orlando the company celebrated seven decades since its 1956 founding and introduced a campaign focused on applied AI. CEO Will Lansing and Software President Nikhil Behl framed it around individualised customer decisions at scale.

#Anniversary #AI #FICOWorld

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April 28, 2026

FICO reports $691.7 million revenue and $11.14 EPS for Q2 FY2026

Revenue rose 39% year on year, with Scores up 60% to $475.0 million and Software up 7% to $216.7 million. Net income was $264.5 million and the company raised full year guidance.

#Earnings #Growth #FICO

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March 24, 2026

Average US FICO Score dips to 714

FICO's Credit Insights report put the national average score at 714, down 2 points year over year, nudged lower by resumed student loan reporting and a modest rise in mortgage delinquencies. Some 48.1% of consumers now score 750 or higher, up from 43.3% in 2019.

#CreditScore #Research #Consumers

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FICO FAQ

FICO, legally Fair Isaac Corporation, is an analytics software company best known for the FICO Score used by US lenders. It also sells decision management, fraud detection, and originations software to banks, insurers, retailers, telcos, and healthcare firms in more than 80 countries, across two reported segments: Scores and Software.

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