Analytics and decision management software company behind the FICO Score, with its largest engineering site in Bengaluru
fico.comLegal name
Fair Isaac Corporation (India entity: Fair Isaac India Software Private Limited, CIN U72200KA2003PTC032938)
CEO
Will LansingChairman
Braden R. Kelly
Founded
1956 (Bengaluru office opened 2003)
Industry
Analytics software, credit scoring and decision management
Employees
3,811 globally (2025), about 1,300 in Bengaluru
Revenue (FY25)
$1.99 billion for the fiscal year ended September 2025. The India entity reported Rs 684.94 crore for FY2025
Market Cap
$28.33 billion (July 2026)
Listed on
NYSE: FICO
FICO, legally Fair Isaac Corporation, is an American analytics software company founded in 1956 by Bill Fair and Earl Isaac. It's listed on the New York Stock Exchange as FICO and headquartered in Bozeman, Montana. The company is best known for the FICO Score, the consumer credit risk measure that became the standard yardstick for US lenders after Fannie Mae and Freddie Mac adopted it for mortgage qualification in 1995. Beyond scores, FICO sells decision management, fraud detection, and originations software to banks, insurers, retailers, telcos, and healthcare firms in more than 80 countries.
The business splits into two reported segments: Scores and Software. In the second quarter of fiscal 2026, which ended March 31, 2026, revenue reached $691.7 million, up 39% year on year, with Scores contributing $475.0 million and Software contributing $216.7 million. Net income was $264.5 million, or $11.14 per share. Full fiscal year 2025 revenue was $1.99 billion and the company employed 3,811 people. Market capitalisation sat at roughly $28.33 billion in late July 2026.
In India, the company operates through Fair Isaac India Software Private Limited, incorporated on 28 November 2003 and registered with the RoC in Bengaluru under CIN U72200KA2003PTC032938. Its registered office is the Titanium Building on Airport Road, Kodihalli. FICO says the Bengaluru site, opened in 2003, is now its largest office worldwide, with about 1,300 engineers, data scientists, and technologists making up over a third of the global workforce. There's also a commercial office in Mumbai, and the India entity reported turnover of about Rs 684.94 crore for FY2025.
Chief Executive Officer
Executive Vice President and Chief Financial Officer
President, Software
Executive Vice President and Chief Human Resources Officer
Interview experience
6 out of 10
Interview difficulty
Medium
Interview process length
About a week
Practise the exact rounds FICO runs, from Java and DBMS fundamentals to a timed pen and paper design task, and get instant feedback.
Q: What is a package in Java, how are they defined and used?
A: A package is a namespace that groups related classes and interfaces, declared with the package statement on the first line of a file and pulled in elsewhere with import. It prevents name clashes and gives you access control through the default, package private visibility level.
Q: What are constructors and their types in Java?
A: A constructor is a special method with the same name as the class and no return type, called when an object is created. Java has default constructors supplied by the compiler, no argument constructors you write yourself, and parameterised constructors, and you can chain them with this() or call the parent with super().
Q: Elaborate on any 2 pillars of OOPs.
A: Pick two you can back with a concrete example, usually encapsulation and polymorphism. Encapsulation hides internal state behind methods so invariants hold, and polymorphism lets one interface serve many implementations chosen at runtime.
Q: Design a Medal Tally System on pen and paper, covering conceptual, low-level and high-level design in 15 minutes.
A: With 15 minutes, split your time: two minutes clarifying scope, five on entities and the data model, five on the high level components, and three on trade offs. Don't try to be exhaustive, show a clear layered structure and say out loud what you're leaving out.
Practise the exact rounds FICO runs, from Java and DBMS fundamentals to a timed pen and paper design task, and get instant feedback.
Reported average, all experience levels
₹17,62,003 per year
21 salaries reported Salaries submitted
Reported average, all experience levels
₹13,10,427 per year
7 salaries reported Salaries submitted
Reported average, all experience levels
₹13,87,956 per year
6 salaries reported Salaries submitted
Reported average, all experience levels
₹12,85,467 per year
11 salaries reported Salaries submitted
Reported average, all experience levels
₹14,45,264 per year
7 salaries reported Salaries submitted
Reported average, all experience levels
₹17,32,636 per year
7 salaries reported Salaries submitted
Compare your current pay against reported FICO salaries in India and see which roles are hiring right now.
5 to 7 years • Bengaluru, India • Full time
Bengaluru, India • Full time
Mumbai, India • Full time
Mumbai, India • Full time
Mumbai, India • Full time
Work from Home, India • Full time
Tailor your resume to the exact FICO requisition you're applying for and see how it scores before you hit submit.
July 15, 2026
FICO sets July 29 date for third quarter fiscal 2026 results
Fair Isaac said it will report Q3 FY2026 financial results on July 29, 2026 after market close, with a conference call at 5:00 p.m. Eastern.
#Earnings #FICO #InvestorRelations
View postJune 8, 2026
FICO authorises $2 billion buyback and draws $1.5 billion term loan
The board approved a new stock repurchase program of up to $2.0 billion. FICO also amended its credit agreement for an incremental $1.5 billion term loan to fund an accelerated share repurchase with Wells Fargo.
#Buyback #CapitalAllocation #FICO
View postMay 21, 2026
FICO marks 70 years and launches its Hello, Future campaign
At FICO World 2026 in Orlando the company celebrated seven decades since its 1956 founding and introduced a campaign focused on applied AI. CEO Will Lansing and Software President Nikhil Behl framed it around individualised customer decisions at scale.
#Anniversary #AI #FICOWorld
View postApril 28, 2026
FICO reports $691.7 million revenue and $11.14 EPS for Q2 FY2026
Revenue rose 39% year on year, with Scores up 60% to $475.0 million and Software up 7% to $216.7 million. Net income was $264.5 million and the company raised full year guidance.
#Earnings #Growth #FICO
View postMarch 24, 2026
Average US FICO Score dips to 714
FICO's Credit Insights report put the national average score at 714, down 2 points year over year, nudged lower by resumed student loan reporting and a modest rise in mortgage delinquencies. Some 48.1% of consumers now score 750 or higher, up from 43.3% in 2019.
#CreditScore #Research #Consumers
View postFICO, legally Fair Isaac Corporation, is an analytics software company best known for the FICO Score used by US lenders. It also sells decision management, fraud detection, and originations software to banks, insurers, retailers, telcos, and healthcare firms in more than 80 countries, across two reported segments: Scores and Software.
