A Singapore-based AI-native fintech group behind ADVANCE.AI, Atome and Ginee.
advancegroup.comCo-Founder, Chairman & CEO
Jefferson Chen
Founded
2016
Employees
1,000-5,000Industry
Payments & Fintech
Valuation
US$2 Bn+
Funding raised
~US$700 M
Ownership
Privately held
Key investors
SoftBank, Warburg Pincus
Headquarters
Singapore
Website
advancegroup.comAdvance Intelligence Group is a Singapore-headquartered, AI-native financial and data technology company founded in 2016. It is one of the largest independent technology startups headquartered in Singapore, operating an ecosystem of products serving consumers, enterprises and merchants across South and Southeast Asia, Greater China and beyond.
The group is organised around three core businesses: ADVANCE.AI, which provides AI-based digital identity verification, KYC/risk and merchant-services solutions to banks, financial-services, fintech and e-commerce clients; Atome Financial, its consumer digital-finance arm anchored by the Atome buy-now-pay-later platform and Kredit Pintar lending in Indonesia; and Ginee, an e-commerce merchant-services SaaS platform.
In September 2021 the company closed a Series D of over US$400 million led by SoftBank Vision Fund 2 and Warburg Pincus, bringing its valuation to over US$2 billion. It remains privately held and is led by co-founder Jefferson Chen as Group Chairman and CEO. Its offices span Singapore (HQ), Beijing, Jakarta, Bangkok, Kuala Lumpur and Makati.
Co-Founder, Group Chairman & CEO
Digital identity, KYC & risk business
Consumer digital finance (BNPL, lending)
E-commerce merchant SaaS business
Interview experience
Mixed
Interview difficulty
Medium
Interview process length
About a month
Practice real technical, product and behavioral questions with Hyring's AI interviewer and get instant, structured feedback before the real thing.
Q: Introduce yourself and walk through your background.
A: Give a concise summary of your experience, key strengths and why you're a fit for a fast-moving fintech/AI company.
Q: What do you know about the company?
A: Show you've researched it - an AI-native Singapore fintech group behind ADVANCE.AI (digital identity/risk), Atome (BNPL) and Ginee.
Q: What is the project you are most proud of?
A: Pick one impactful project and explain the problem, your specific contribution, and the measurable result.
Q: Are you comfortable with an environment where there's often no clear-cut answer?
A: Show comfort with ambiguity - describe how you make progress with incomplete information and iterate.
Practice real technical, product and behavioral questions with Hyring's AI interviewer and get instant, structured feedback before the real thing.
All experience levels
S$6,000-20,000/mo
8 Salaries submitted
All experience levels
S$5,000-9,000/mo
5 Salaries submitted
Senior
S$13,000/mo
3 Salaries submitted
Senior
S$8,000/mo
2 Salaries submitted
Senior
S$2,000/mo
2 Salaries submitted
Benchmark your salary against thousands of data points and discover roles that match your experience.
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May 6, 2026
Atome Financial secures US$149 million capital injection from Advance Intelligence
Advance Intelligence Group invested US$149 million into its subsidiary Atome Financial via a share subscription at US$3.90 per share, following Atome's expanded debt facility and its achievement of full-year profitability in 2024.
#Funding #Atome
View postJanuary 13, 2026
Atome secures US$345 million upsized facility to fund SE Asia growth
Atome Financial closed a renewed and expanded US$345 million syndicated debt facility (up from US$200 million in 2024), with HSBC and DBS as mandated lead arrangers, to fund expansion of its BNPL, lending and card products across Singapore, Malaysia and the Philippines.
#DebtFacility #SEAsia
View postAugust 26, 2025
Atome Financial posts record US$236M operating income and first full-year profit
Atome Financial reported audited 2024 operating income up 63% year-on-year to US$236 million and its first full year of profitability, processing over US$2 billion in gross merchandise volume (up 50% YoY).
#Profitability #Results
View postMay 6, 2026
Atome Financial receives US$149m capital injection from parent (DealStreetAsia)
DealStreetAsia reported that Atome Financial received a US$149 million capital injection from parent Advance Intelligence Group to support its buy-now-pay-later growth initiatives.
#Funding #BNPL
View postAdvance Intelligence Group is an AI-native fintech company. It runs three core businesses: ADVANCE.AI (digital identity verification, KYC and risk technology), Atome Financial (buy-now-pay-later and consumer lending), and Ginee (e-commerce merchant SaaS).
