Chennai-based NBFC of the Murugappa Group offering vehicle finance, home loans, and SME and property lending across India.
cholamandalam.comFounded
1978
Headquarters
Guindy, Chennai, Tamil Nadu, IndiaIndustry
Non-banking financial company (NBFC)
Revenue (FY25)
Rs 26,055 crore total incomeMarket Cap
Rs 1,47,272 crore (approx, July 2026)
Listed on
NSE: CHOLAFIN, BSE: 511243
Managing Director
Ravindra Kumar Kundu
Executive Chairman
Vellayan Subbiah
President & CFO
D. Arul Selvan
Parent group
Murugappa Group
Cholamandalam Investment and Finance Company Limited (Chola) is an Indian non-banking financial company incorporated in 1978 as the financial services arm of the Chennai-based Murugappa Group. It started as an equipment financing company and now provides vehicle finance, home loans, loan against property, home equity loans, SME loans, consumer and small enterprise loans, investment advisory, and stock broking. The company is headquartered at Chola Crest in Guindy, Chennai.
Chola operates from 1,613 branches across India and served a customer base of over 43 lakh as of March 2025. For the financial year ended 31 March 2025, it reported total income of Rs 26,055 crore and profit after tax of Rs 4,259 crore, with assets under management of Rs 1,99,876 crore, up 30% year on year. Vehicle finance remains its largest business, alongside growing loan against property and home loan segments.
The company is listed on the National Stock Exchange (CHOLAFIN) and the Bombay Stock Exchange (511243), with a market capitalisation of about Rs 1,47,272 crore as of July 2026. It's led by Executive Chairman Vellayan Subbiah and Managing Director Ravindra Kumar Kundu, who was appointed MD in 2024. D. Arul Selvan serves as President and CFO.
Executive Chairman
Managing Director
President & CFO
Non-Executive Director
Interview experience
7 out of 10 (positive)
Interview difficulty
Medium (5 out of 10)
Interview process length
About a week (most common)
Practice real questions, get instant feedback, and walk in ready.
Q: What is your dream
A: This checks your motivation and whether your goals fit a field sales career. Share a genuine ambition and tie it to growth you can build at Chola.
Q: What is the concept of cross-selling in finance?
A: Cross-selling means offering an existing customer additional relevant products, like adding insurance or a top-up loan to someone who already has a vehicle loan. It raises customer value and deepens the relationship.
Q: What is the meaning and purpose of timing file disbursement?
A: Disbursement timing is how quickly a sanctioned loan file moves from approval to funds released. Faster, well-timed disbursement improves customer experience and helps close deals before a buyer walks away.
Q: How do you handle pressure?
A: Answer with a method, not just a claim. Show how you prioritise, break targets into steps, and stay steady when numbers are tight.
Practice real questions, get instant feedback, and walk in ready.
Monthly average
₹20,499/month
17 Salaries submitted
Monthly average (second Indeed profile)
₹23,199/month
8 Salaries submitted
Monthly average
₹20,395/month
9 Salaries submitted
Monthly average (second Indeed profile)
₹19,645/month
5 Salaries submitted
Monthly average
₹19,001/month
4 Salaries submitted
Monthly average
₹21,541/month
2 Salaries submitted
Compare pay by role and see where you stand.
Chennai, Tamil Nadu • Full-time
Chennai, Tamil Nadu • Full-time
Chennai, Tamil Nadu • Full-time
Chennai, Tamil Nadu • Full-time
Bengaluru, Karnataka • Full-time
Shillong, Meghalaya • Full-time
Tailor your resume to each Cholamandalam role in minutes.
May 22, 2026
Chola plans Rs 5,000 crore floating-rate bond, its largest private issue
Cholamandalam moved to raise up to Rs 50 billion (about Rs 5,000 crore) through floating-rate bonds, described as the largest such rupee debt sale by an Indian financier. The notes carried an initial 8.12% coupon resetting to the three-month T-bill yield plus 275 basis points, maturing in two years and nine months.
#bonds #fundraising #debtmarkets
View postMay 12, 2026
Q4 FY26 disbursements climb 25% as AUM crosses Rs 2.4 lakh crore
Chola posted aggregate disbursements of Rs 32,913 crore in Q4 FY26, a 25% year-on-year rise, while assets under management grew 21% to Rs 2,42,630 crore. Management flagged a cautious overlay on asset quality amid global uncertainty.
#disbursements #AUMgrowth #Q4FY26
View postApril 30, 2026
Chola FY26 net profit rises 22.75% to Rs 5,232 crore, declares dividend
Cholamandalam reported a full-year FY26 consolidated net profit of Rs 5,232.61 crore, up 22.75%, with consolidated assets reaching about Rs 2,45,448 crore as of March 2026. The board recommended a final dividend of Rs 0.70 per share.
#earnings #NBFC #FY26results
View postNovember 6, 2025
Q2 FY26 net profit rises to Rs 1,155 crore, AUM up 21%
Cholamandalam reported Q2 FY26 net profit of Rs 1,155 crore, up from Rs 963 crore a year earlier, with revenue rising to Rs 7,460 crore. Total assets under management reached Rs 2,14,906 crore, a 21% year-on-year increase.
#earnings #Q2FY26 #AUMgrowth
View postAugust 2, 2025
Q1 FY26 net profit jumps 21% to Rs 1,135.91 crore
Chola logged a 21% year-on-year rise in April to June 2025 net profit to Rs 1,135.91 crore, up from Rs 942.23 crore a year earlier. Total income grew 26% to Rs 7,330.78 crore.
#earnings #Q1FY26 #NBFC
View postCholamandalam Investment and Finance Company (Chola) is an Indian non-banking financial company. It provides vehicle finance, home loans, loan against property, home equity loans, SME loans, and consumer and small enterprise loans, along with investment advisory and stock broking.
