May 26, 2026
Shriram Finance discusses clustered corporate bond issuance
A company executive said issuing corporate bonds in grouped transactions could broaden access while reducing repeated administrative work.
#Bonds #CapitalMarkets
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Shriram Finance Careers
Indian retail finance careers across lending, credit, collections, customer service, branches, technology and central teams.
shriramfinance.inAbout the company
Legal company
Shriram Finance LimitedRegistered office
Chennai, Tamil Nadu, IndiaIndustry
Retail non-banking financial services
Established
1979
Listed on
NSE: SHRIRAMFIN; BSE: 511218
Customers
9.73 million at March 31, 2026
Branches
3,225 at March 31, 2026
Employees
76,241 at March 31, 2026
Assets under management
₹302,273.8 crore at March 31, 2026
Net interest income
₹26,051.44 crore in FY2025-26
Shriram Finance is an Indian retail non-banking financial company serving individuals and small businesses through vehicle, equipment, gold, MSME and personal loans, as well as fixed deposits.
At March 31, 2026, it reported 9.73 million customers, 3,225 branches, 76,241 employees and ₹302,273.8 crore in assets under management.
The present company took shape in November 2022 when Shriram Transport Finance, Shriram City Union Finance and Shriram Capital combined into one lending business.
Key People
Jugal Kishore Mohapatra
Chairman and Independent Director
Umesh Govind Revankar
Executive Vice Chairman
Parag Sharma
Managing Director and Chief Executive Officer
Sunder Subramanian
Joint Managing Director and Chief Financial Officer
Interview process at Shriram Finance
(53 candidate experiences and 90 difficulty responses on Indeed India)Interview experience
5 out of 10
Interview difficulty
4 out of 10
Interview process length
Often about one to two weeks
Overall experience
PoorExcellent
EasyDifficult
Process length
About a day or two19%
About a week47%
About a month19%
More than one month15%
Prep for your Shriram Finance interview with AI
Practise lending, credit, sales, collections and branch questions with structured coaching.
Shriram Finance Interview Questions & Answers
Q: What is the role of a bank back office officer?
A: Explain the controls and support work behind customer-facing activity, including records, transaction checks, reconciliation and regulatory documentation. Give an example of protecting accuracy under time pressure.
Answer by AI
- Define the operational purpose.
- Name relevant controls.
- Show accuracy and escalation habits.
Q: How would you explain loan structures?
A: Describe principal, interest, tenure, repayment schedule, collateral and fees in plain language. Then show how structure changes affordability, total cost and credit risk.
Answer by AI
- Start with the core components.
- Use a simple numeric example.
- Connect terms to customer risk.
Q: How do you determine if a customer is eligible for a loan?
A: Cover identity and policy checks, income or cash flow, current obligations, repayment history, collateral and documentation. Explain that the final decision follows the lender's approved credit policy.
Answer by AI
- Separate eligibility from approval.
- Assess ability and willingness to repay.
- Mention policy and documentation.
Q: Walk me through the details in your resume.
A: Choose the experiences most relevant to the job and connect each move to a skill or result. Be ready to explain dates, responsibilities and every number you cite.
Answer by AI
- Use a clear career sequence.
- Quantify two relevant results.
- Prepare for follow-up questions.
Prep for your Shriram Finance interview with AI
Practise lending, credit, sales, collections and branch questions with structured coaching.
Shriram Finance Salaries in India (Updated 2026)
Relationship Executive
0 to 6 years
₹1.3 lakh to ₹4 lakh per year
950 Salaries submitted
Junior Executive
0 to 5 years
₹0.9 lakh to ₹3.5 lakh per year
438 Salaries submitted
Assistant Manager
2 to 12 years
₹1.5 lakh to ₹6.3 lakh per year
397 Salaries submitted
Executive Assistant
0 to 8 years
₹1 lakh to ₹3.8 lakh per year
377 Salaries submitted
Senior Relationship Executive
1 to 8 years
₹2 lakh to ₹4.2 lakh per year
324 Salaries submitted
Back Office Executive
0 to 7 years
₹1 lakh to ₹4.8 lakh per year
150 Salaries submitted
Know your worth at Shriram Finance
Compare employee-submitted annual estimates before your next finance career conversation.
Build a standout resume with AI
Show the lending, customer, sales and control outcomes behind your finance experience.
Benefits
Learning and potential-development programs
Career progression opportunities
Performance recognition and rewards
Group health insurance
Group term life insurance
Group personal accident insurance
Provident Fund coverage for eligible employees
Gratuity coverage for eligible employees
Employee stock option plans for eligible employees
Maternity and paternity leave under company policy
Daycare support under company policy
Latest News & Updates
May 26, 2026
Shriram Finance explains vehicle loan tenure and total cost
The company discussed how a longer vehicle-loan tenure can reduce monthly instalments while increasing the overall interest paid.
#VehicleFinance #Borrowing
View postMay 10, 2026
Moody's upgrades Shriram Finance to Baa3
Moody's raised the company's rating to investment grade, citing its funding and credit profile.
#CreditRating #Finance
View postApril 27, 2026
Shriram Finance outlines ₹7 lakh crore AUM ambition
The company said it aims to more than double assets under management within five to six years, supported by capital from MUFG.
#Growth #MUFG
View postApril 24, 2026
Shriram Finance reports fourth-quarter FY2026 results
The company reported fourth-quarter profit after tax of ₹3,013.57 crore and announced a dividend.
#Results #Dividend
View postShriram Finance FAQ
Shriram Finance provides vehicle, equipment, gold, MSME and personal loans and accepts fixed deposits.
