Cashfree Payments is an Indian payments and API-banking company headquartered in Bengaluru, Karnataka. Its registered legal entity is Cashfree Payments India Private Limited, incorporated on 23 September 2015 (CIN U72900KA2015PTC082987). The company was co-founded by Akash Sinha and Reeju Datta and was incubated by PayPal. It operates as an RBI-authorised payment aggregator and prepaid payment instrument provider.
The company builds payment collection and payout infrastructure for businesses. It says it serves more than 800,000 businesses, processes roughly $80 billion in annual transaction value, and reaches around 600 million bank accounts. Investors backing the company include State Bank of India, Y Combinator, Krafton, and Apis Partners. It remains privately held and hasn't raised new primary funding since its Series B round.
For the financial year ending March 2025 (FY25), Cashfree reported operating revenue of about Rs 640 crore, roughly flat against Rs 643 crore in FY24, with net loss widening to Rs 154 crore on total expenses of Rs 795 crore. Leadership includes co-founder Akash Sinha as CEO, co-founder Reeju Datta, and Sameer Gandhi, who was appointed Chief Financial Officer in April 2026.
Key People
Akash Sinha
Co-founder & CEO
Reeju Datta
Co-founder
Sameer Gandhi
Chief Financial Officer
Arun Tikoo
Chief Business Officer
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Interview process at Cashfree Payments
Interview experience
8 out of 10
Interview difficulty
Difficult
Interview process length
About two weeks
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Cashfree Payments Interview Questions & Answers
Q: Given array arr[], find the number of arr[i] > arr[j] > arr[k] where i < j < k.
A: This counts strictly decreasing triplets. For each middle index j, count elements greater than arr[j] on its left and elements smaller than arr[j] on its right, then multiply and sum across all j.
Answer by AI
Fix the middle element and pair its greater-on-left count with its smaller-on-right count.
A naive nested pass is O(n^2); a Fenwick tree (BIT) over values gets it to O(n log n).
Watch the strict inequality and integer overflow when the counts get large.
Q: Given n towers with varying heights, find the number of towers visible from each tower.
A: A tower is visible until a taller tower blocks the line of sight. Scan from each direction with a monotonic stack, popping shorter towers, so every tower is pushed and popped once.
Answer by AI
Use a monotonic decreasing stack to track the current tallest blockers.
Process left-to-right and right-to-left to cover visibility on both sides.
Total work is O(n) because each tower enters and leaves the stack once.
Q: After doing k operations, find the maximum possible value of the smallest element.
A: Binary search on the candidate minimum value. For each guess, greedily check whether k operations can lift every element to at least that value; the feasibility check runs in O(n).
Answer by AI
The answer is monotonic, so binary search the target minimum.
Write a greedy or prefix-based feasibility check for a given target.
Total time is O(n log(range)); confirm the operation's exact rules before coding.
Q: Search an element in a sorted and rotated array.
A: Use a modified binary search. At each step one half is sorted, so compare the target against that half's endpoints to decide which side to keep, giving O(log n).
Answer by AI
Find the sorted half at every midpoint using the endpoint comparison.
Decide whether the target lies inside that sorted half, then discard the other side.
Handle duplicates and the single-element edge case carefully.
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Cashfree Payments Salaries in India (Updated 2026)
Software Engineer (SDE 1)
By level
₹2.53M/yr (median total comp)
Software Engineer (SDE 2)
By level
₹3.23M/yr (median total comp)
Software Engineer (SDE 3)
By level
₹6.46M/yr (median total comp)
Software Engineering Manager
By level
₹8.83M/yr (median total comp)
Product Manager
By level
₹11.82M/yr (median total comp)
Human Resources
By level
₹4.11M/yr (median total comp)
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Benefits
Group health insurance covering in-patient hospitalization with no caps on room rent or ICU expenses
Pre and post hospitalization expense coverage
Maternity cover for normal delivery and C-section, plus newborn coverage from day one
Family floater covering spouse, children, and parents or parents-in-law
Insurance cover for same-sex partners and live-in relationships (LGBTQIA+ inclusive)
Mental health counseling and wellness programs (wellness days, fitness, nutrition)
Annual preventive health check-ups and telemedicine access
Cult.fit fitness membership discounts
Unlimited wellness and COVID leave policy
Flexible work timings for early birds and night owls
Learning budget with professional development courses and leadership programs
Employee Assistance Program with legal and financial counseling and career coaching
Exclusive discounts on lifestyle services and tech gadgets
ESOP stock options with a standard 4-year vesting schedule
Latest News & Updates
June 30, 2026
Cashfree bets on cross-border push with travel and investment payments
SBI-backed Cashfree said it will run pilots this year for overseas investment, travel, and B2B payment services, moving beyond e-commerce. It expects cross-border to reach 25% of revenue within three to four years, up from about 10% now.
Cashfree cross-border suite goes live across 40 countries
Cashfree said its cross-border payments suite is now operational across 40 countries in North America, Europe, and Asia-Pacific, letting international businesses accept UPI, RuPay, cards, and net banking from Indian consumers. CEO Akash Sinha cited payment success rates above 88%.
Cashfree reported close to Rs 1,000 crore revenue for FY26 and achieved EBITDA profitability in March 2026. GTV grew 78% on a Q4-on-Q4 basis, and cross-border net revenue rose 10x between March 2025 and March 2026.
Cashfree targets $100M+ funding round ahead of IPO plans
Cashfree plans to raise over $100 million in a Series D round in FY27 to fund international expansion and AI-led payments infrastructure. The company expects to go public within about three years, with this round its final major private raise.
Cashfree launches Cashfree Here, in-chat payments for AI apps
At the India AI Impact Summit 2026, Cashfree unveiled Cashfree Here with Mastercard and Swiggy, enabling UPI and card payments directly inside AI apps like ChatGPT and Claude. It runs on OpenAI's Apps SDK and Anthropic's MCP framework, with Mastercard passkey biometric authentication.
Cashfree Payments is an RBI-authorised payment aggregator that builds payment collection and payout infrastructure for businesses. It says it serves more than 800,000 businesses and processes roughly $80 billion in annual transaction value.