India's largest private-sector bank by assets, running retail, wholesale and digital banking from Mumbai across more than 9,600 branches.
hdfc.bank.inFounded
Incorporated 30 August 1994, banking operations began January 1995
Industry
Banking and financial services (private-sector bank)
Headquarters
HDFC Bank House, Senapati Bapat Marg, Lower Parel West, Mumbai 400013, Maharashtra, India
MD & CEO
Sashidhar Jagdishan
Employees
211,178 as of 31 March 2026
Market Cap
₹11,47,529 crore (share price ₹745, 23 July 2026)
Listed on
NSE: HDFCBANK | BSE: 500180 | NYSE: HDB (ADS)
Branch network
9,694 branches as of June 2026
HDFC Bank Limited is India's largest private-sector bank by assets. It was incorporated in Mumbai on 30 August 1994 as a subsidiary of Housing Development Finance Corporation and started banking operations in January 1995. The Reserve Bank of India classifies it as a Domestic Systemically Important Bank. The company is listed on the NSE (HDFCBANK), the BSE (500180) and the NYSE (HDB) through American Depositary Shares, with a market capitalisation of about ₹11.48 lakh crore.
The bank runs a full-service franchise across retail banking, wholesale and corporate banking, treasury, payments, wealth management and housing finance. It operated 9,694 branches as of June 2026, alongside roughly 21,417 ATMs. Overseas it has branches in Bahrain, Hong Kong, Singapore and London, an IFSC banking unit at GIFT City, and representative offices in Dubai, Abu Dhabi and Nairobi. Two large deals shaped its scale: the acquisition of Centurion Bank of Punjab in 2008 and the reverse merger with parent HDFC Ltd completed on 1 July 2023.
For FY2025-26 the bank reported consolidated revenue of about ₹3.49 lakh crore and employed 211,178 people as of 31 March 2026, about 3,343 fewer than a year earlier as automation absorbed non-supervisory work. In Q1 FY27 it posted profit after tax of roughly ₹19,060 crore with net interest margin compressed to 3.26 percent. Its FY26 annual report set out an AI-first agenda built around an in-house generative AI platform called Neev, plus shareholder approval sought for a ₹60,000 crore bond raise.
Managing Director & Chief Executive Officer
Part-time Non-Executive Chairman
Deputy Managing Director and Whole-time Director
Chief Financial Officer (until October 2026)
Interview experience
6 out of 10
Interview difficulty
Medium
Interview process length
About a day or two
Practise the questions candidates actually get asked and get instant feedback on your answers.
Q: Self introduction. Qualifications. Job description
A: Give a 60 to 90 second introduction that moves from your qualification to your current work to why this coordination role fits you. Close by describing the role in your own words so the panel knows you've read the job description.
Q: Basic banking products and process and knowledge check
A: Expect rapid questions on savings and current accounts, fixed and recurring deposits, retail loans, KYC and account opening steps. Answer with the product, who it suits and the process step that most often goes wrong.
Q: Able to do sales, irrespective of any roles
A: This checks whether you'll accept a target even in a non-sales title. Say yes if you mean it, then back it with a time you cross-sold or sourced business alongside your main job.
Q: They asked basic questions on operations of installment loans
A: Cover how an instalment loan is booked, how EMIs are scheduled between principal and interest, what happens on a bounced instalment and how overdue accounts get classified and followed up.
Practise the questions candidates actually get asked and get instant feedback on your answers.
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July 18, 2026
HDFC Bank posts Q1 FY27 profit of about ₹19,060 crore as margins stay tight
The bank reported profit after tax of roughly ₹191 billion, up 5.0 percent year on year, with net interest income of ₹335.3 billion and net interest margin at 3.26 percent. Average deposits grew 13.3 percent while advances rose 10.8 percent, so balance sheet growth ran well ahead of earnings.
#Earnings #Banking #Q1FY27
View postJuly 15, 2026
RBI approves Rajiv Kumar as HDFC Bank's part-time chairman
The Reserve Bank of India cleared the appointment of former Chief Election Commissioner and ex-Financial Services Secretary Rajiv Kumar as part-time non-executive chairman for three years. He fills the seat left after Atanu Chakraborty stepped down in March 2026, with Keki Mistry having served in the interim.
#Leadership #Governance #RBI
View postJuly 13, 2026
HDFC Bank headcount falls by 3,343 in FY26
Total employees dropped to 211,178 as of March 31, 2026 from 214,521 a year earlier, with non-supervisory roles down 8,153 while junior, middle and senior management all grew. Management attributed the shift to automation moving staff toward advisory and relationship work.
#Hiring #Workforce #Automation
View postJuly 11, 2026
HDFC Bank launches in-house generative AI platform 'Neev'
The FY26 annual report introduced Neev, a full-stack enterprise GenAI platform covering model access, governance, orchestration and deployment. The bank plans to apply it across customer service, lending, wealth management and internal operations, including Mobile Banking, NetBanking and WhatsApp Banking.
#AI #DigitalBanking #Technology
View postJune 30, 2026
Puneet Sharma named next CFO, effective December 1, 2026
The board announced that former Axis Bank CFO Puneet Sharma will take over as Chief Financial Officer from December 1, 2026, succeeding Srinivasan Vaidyanathan whose tenure ends in October 2026. The same board cycle took up the reappointment of MD and CEO Sashidhar Jagdishan.
#Leadership #CFO #Appointments
View postHDFC Bank is India's largest private-sector bank by assets. It runs retail banking, wholesale and corporate banking, treasury, payments, wealth management and housing finance through more than 9,600 branches, and the RBI classifies it as a Domestic Systemically Important Bank.
